Motor Vehicle Legal Terms

The laws that govern motor vehicles differ widely from one state to the next. In general, the laws assume that a vehicle was operated with the consent of the owner.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or make social hosts targets. All of these measures, including mandatory education, alcohol treatment, and interlock devices, have only a tiny effect.

Legal Definitions

The laws that govern motor vehicle legal terms are defined and determined at the state level. The different definitions of federal law used for matters related to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly administrative reasons, and are not applicable to states determining their own registration classifications. The classifications of a vehicle's registration determine whether a driver must get a license specific to operate certain types of vehicles.

These laws define terms such as "automobile," "light trucks" and more. For instance light truck, it is any vehicle with a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This is any vehicle or combination designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles equipped with wheels and is used by people who physically disabled and are unable to walk. A moped is an automobile with at most three wheels on the ground, and that can travel at an maximum speed of 35 miles per hour.

A pedicab is a type of vehicle which is driven by a driver who is sitting on it. The owner of the vehicle is the person who is the legal owner.

Traffic Laws

Each state has its own set of motor vehicle laws that cover everything from the registration procedure to insurance requirements. These laws also address the kinds of vehicles protected by law. While certain laws are fairly similar between states, others are quite different. For instance there are laws that restrict the number of passengers one can carry in a pedicab. There are also laws that ban reckless driving on certain kinds of roads, for instance parking spaces.

If you do not follow these laws, you could be fined and punished. The penalties range from getting your driver's license revoked to being required to attend an traffic school.

The law that governs speed limits on roads is one of the most important laws a state has. In New York, for example, it states that the speed limit for a commercial vehicle is the same as that of an automobile.

The law also sets out the definition of a "motor vehicle Accident attorneys vehicle." This covers every description of carriage or other contrivance that is propelled by mechanical power and used on a highway to transport people or property, or for any other commercial use. It does not include semitrailers and trailers, coaches or house trailers and vehicles that operate only upon rails or tracks, snowmobiles and all-terrain vehicles, motor vehicle accident attorneys motorized mobility assist devices that are operated by a person who has disabilities and self-propelled corn or hay harvesting machines and tractors.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer which provides insurance against financial loss on account of liability for bodily injury or property damage to a third party arising out of ownership or operation, maintenance, or use of a covered vehicle. It can also protect against physical damage to the vehicle. It must mention the name and address of the insured named and the amount of coverage offered by the policy, the cost paid for it, the time of effectiveness and the limits of liability. It should also include an endorsement or agreement stating that the insurance coverage is in line with the coverage that is specifically outlined for bodily injury and death, as well as property damage.

The wording in a motor vehicle insurance policy can be confusing to anyone, and Duncanville law firms usually recommend that individuals review the sample policy to understand the terms. One of the most frequent confusions is the definition of "motor vehicle accident lawyer vehicle". This phrase appears in many statutes that govern the registration of vehicles and financial responsibility laws.

Some examples of coverage under the motor vehicle policy are commercial auto insurance that covers vehicles used for business, commercial establishments, work or occupations that are conducted for profit; auto liability insurance that covers MP and PIP; and underinsured and uninsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance.

Permissible Use

It is important to know the way insurance coverage works if someone other than the named insured or a family member drives your car and causes an accident. This is known as permissive use and the specific terms of your policy may differ however, in general, most major car insurance companies provide this type of coverage.

However, it is important to note that a person driving your car must have your permission for you to be held responsible for any damages. Permission may be express or implied and does not typically have to be written.

In determining whether there is implied consent, courts examine the relationship between the parties, their past conduct and usage of the vehicle and the circumstances surrounding a specific driving event. The court will also consider whether there were any restrictions placed on the permissive use, and if even one minor deviation from time, place and use limitations of the permission would violate the restrictions.

Be aware that adding an additional driver to your insurance policy will increase your premium, motor vehicle accident Attorneys because the vehicle becomes more risky to cover. It is essential to evaluate your options prior to giving your vehicle over to other people. Contact Jerry for a free insurance quote and discuss the terms of your policy.